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HIH Casualty and General Insurance Ltd v Chase Manhattan Bank : ウィキペディア英語版 | HIH Casualty and General Insurance Ltd v Chase Manhattan Bank
''HIH Casualty and General Insurance Ltd v Chase Manhattan Bank'' () (UKHL 6 ) is an English contract law case, concerning misrepresentation. ==Facts== Chase Manhattan Bank was in the highly speculative business of lending money against receipts from five future movies (in this case, ''Amy Foster'', ''U Turn'', ''Apt Pupil'', ''The Mirror Has Two Faces'' and ''The People vs. Larry Flynt''). The bank wanted to protect against its substantial risk. So it took out a policy of insurance with HIH Insurance. Intermediaries who knew about movies, much more than either the bank or the insurer, negotiated. The bank made a claim for insurance cover. HIH resisted the bank's claim and in doing so alleged misrepresentations, both negligent and fraudulent by the bank’s agents (not the bank itself). The insurance contract had disclaimers for misrepresentations by the bank. One issue was whether the disclaimers could absolve the bank of liability for misrepresentation.
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